We start by analyzing each clients specific, financial goals. Whether it is buying or refinancing Your first home, purchasing a new or used car, or applying for consumer credit. We give You the tools necessary to accomplish Your dream. Our professionals are here to give you a one on one credit analysis. We start by gathering your credit information and taking a step by step process to remove negative information such as foreclosures, bankruptcy, late payments, judgements and collections. This process takes 30-60 days and presents our Customers in the most favorable light possible, making it much easier and affordable to shop for home loans, car loans ,consumer loans and insurance. We charge a one time small fee to accomplish this and your satisfaction is guaranteed or we will refund your fee.